Summary

Data on house prices and annual earnings to calculate affordability ratios for national and subnational geographies in England and Wales, on an annual basis.

Publications

• Housing affordability in England and Wales: 2019

  Data on house prices and annual earnings to calculate affordability ratios for national and subnational geographies in England and Wales, on an annual basis.

• Research Output: Alternative measures of housing affordability: financial year ending 2018

  Alternative measures of housing affordability in England, including affordability in relation to varying household income and house price distributions, upfront costs, mortgage repayments, and private rental affordability.

Data

• Ratio of house price to equivalised disposable household annual income deciles

  Affordability ratios calculated by dividing house price deciles by equivalised annual household disposable income deciles.

• House price to residence-based earnings ratio

  Affordability ratios calculated by dividing house prices by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price (newly built dwellings) to workplace-based earnings ratio

  Affordability ratios calculated by dividing house prices for newly-built dwellings, by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• Percentage of total monthly household income spent on private rent, England 2012 to 2018

  Percentage of total monthly household income that is spent on monthly private rent, by region and country, England, 2012 to 2018.

• Mortgage repayment affordability

  Mortgage repayments as a percentage of monthly equivalised disposable household income, throughout the house price and income distribution.

• Upfront costs required to purchase a residential property for each house price decile

  Upfront costs involved with purchasing a residential property including deposit amounts and Stamp Duty Land Tax. The number of years of income is required to cover the upfront costs of purchasing a residential property, by income and house price decile.

• House price (existing dwellings) to residence-based earnings ratio

  Affordability ratios calculated by dividing house prices for existing dwellings, by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• Housing affordability ratios for Middle layer Super Output areas

  Affordability ratios of house prices to small area model-based income estimates covering local areas, called Middle layer Super Output Areas (MSOAs) in England and Wales.

• House price (existing dwellings) to workplace-based earnings ratio

  Affordability ratios calculated by dividing house prices for existing dwellings, by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price to workplace-based earnings ratio

  Affordability ratios calculated by dividing house prices by gross annual workplace-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

• House price (newly built dwellings) to residence-based earnings ratio

  Affordability ratios calculated by dividing house prices for newly-built dwellings, by gross annual residence-based earnings. Based on the median and lower quartiles of both house prices and earnings in England and Wales.

Contact details