{"sections":[{"type":"Meta","title":"Housing prices in Cumberland","description":"How average house prices and rents are changing in Cumberland ","releaseDate":"20260819","lastUpdated":"2026-09-16","outputSeries":"housingpricesinyourarea","contentType":"robo-journalism"},{"type":"Header","title":"Housing prices in Cumberland","standfirst":"How average house prices and rents are changing in Cumberland.","label":"You have selected Cumberland but you can choose a different local authority in the UK below."},{"id":"section-top","type":"Summary","title":"In Cumberland:","content":"<a name=\"section-top\"></a>","sections":[{"indicator":"House price","value":"£171,000","note":"","content":"<p>The average house price in Cumberland was £171,000 in July 2026 (provisional), up 3.3% from  July 2025. This was lower than the rise in  the North West (4.4%) over the same period.</p><p><a href=\"#house_price\">Go to house price section</a>  &darr;</p>"},{"type":"rentintro","indicator":"Monthly rent","value":"£681","note":"","content":"<p>Private rents rose  to an average of £681 in August 2026, an annual increase of 7.0% from £636 in August 2025. This was higher than the rise in  the North West (5.8%) over the year.</p><p><a href=\"#rent_price\">Go to rents section</a>  &darr;</p>"},{"indicator":"First-time buyers","value":"£152,000","note":"","content":"<p>The average price paid by first-time buyers was £152,000 in July 2026 (provisional). This was 3.6% higher than the average of £146,000 in July 2025 (revised).</p><p><a href=\"#ftb\">Go to buyer type section</a>  &darr;</p>"},{"indicator":"Mortgage buyers","value":"£173,000","note":"","content":"<p>For homes bought with a mortgage, the average house price was £173,000 in July 2026 (provisional). This was 3.4% higher than the average of £167,000 in July 2025 (revised).</p><p><a href=\"#cash_mortgage\">Go to funding type section</a>  &darr;</p>"}]},{"id":"caveat","type":"Warning","content":"<p>Local housing data are based on a smaller number of properties than our national estimates, meaning short-term trends are more variable. We advise looking at trends over a year or longer.</p>"},{"id":"revisions","content":"<p> <strong>We regularly revise our house prices estimates</strong>. UK-level rent estimates for the latest two months, and all house price data, are provisional and subject to revision.</p><p>Figures in this article are not seasonally adjusted.</p><p>You can explore data on housing affordability with our tool: <a href = \"https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/howaffordablearehomesinyourneighbourhood/2026-03-26\" rel = \"external\">\"How affordable are homes in your neighbourhood?\"</a>.</p><p>Our small area housing affordability measures use a different way of calculating house prices to allow us to compare housing costs with incomes. This means affordability house prices look different to those on this page.</p>"},{"id":"house_price","title":"Average house price in Cumberland was £171,000 in July 2026","content":"<p>The provisional average house price in Cumberland in July 2026 was £171,000. This was higher than the average of £166,000 in July 2025 (revised), a 3.3% rise.</p>"},{"id":"chart-timeseries","type":"Chart","chartType":"line","title":"Annual change in house prices in Cumberland","subtitle":"House price annual inflation, Cumberland, January 2005 to July 2026","footer":"Source: UK House Price Index from Office for National Statistics and HM Land 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over the year.</p>"},{"id":"chart-propertyTypeHouse","type":"Chart","chartType":"bar","title":"Change in house price by type of property in Cumberland","subtitle":"Provisional figure for 12-month change in house price, by property type, July 2026","footer":"Source: UK House Price Index from Office for National Statistics and HM Land Registry ","data":[{"x":2.8,"y":"Detached"},{"x":3.9,"y":"Semi-detached"},{"x":3.7,"y":"Terraced"},{"x":-0.6,"y":"Flat"}],"selected":"Cumberland","padding-left":"80","xSuffix":"%"},{"id":"house_price_three","content":"<p>For each property type, average prices as of July 2026 in Cumberland were:</p><ul> <li>Detached properties: £285,000</li><li>Semi-detached properties: £178,000</li><li>Terraced properties: £141,000</li><li>Flats and maisonettes: £94,000</li></ul>"},{"type":"end","content":"<p><a href=\"#section-top\">Back to top</a></p>"},{"id":"rent_price","title":"Average private rents rose in Cumberland","content":"<p>The average monthly private rent in Cumberland was £681 in August 2026. This was an increase from £636 in August 2025, a 7.0% rise.</p>"},{"id":"chart-timeseries","type":"Chart","chartType":"line","title":"Annual change in rents in Cumberland","subtitle":"Private rental price annual inflation, Cumberland, January 2016 to August 2026 ","footer":"Source: Price Index of Private Rents from the Office for National 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Kingdom","x":"2026-07-31T23:00:00.000Z","y":3.8}],"selected":"Cumberland","padding-top":"20","padding-left":"35","padding-right":"100","padding-bottom":"28","ySuffix":"%","xScale":"time","labels":"false","colors":["#206095","#A8BD3A","#F66068","#27A0CC","#118C7B","#F66068","#746CB1","#22D0B6","lightgrey"],"xFormatTickString":"%b-%Y","ticks":"= 3","yMin":"auto"},{"id":"rent_price_two","content":"<p>Across the North West, the average monthly rent was £969, up from £916 a year earlier.</p><p>Across the UK, the average rent price in August 2026 was £1,400, which was up from £1,348 in August 2025.</p>"},{"id":"chart-rents_static","type":"Chart","chartType":"bar-highlight","title":"Average rent in Cumberland compared with the North West","subtitle":"Average rental price, August 2026 ","footer":"Source: Price Index of Private Rents from the Office for National Statistics","data":[{"x":681,"y":"Cumberland"},{"x":969,"y":"North West"},{"x":1459,"y":"England"},{"x":1400,"y":"United Kingdom"}],"selected":"Cumberland","padding-left":"100","padding-right":"80","xPrefix":"£","note":"Northern Ireland rents data are entirely for advertised new lets."},{"id":"rent_price_second","content":"<p>In Cumberland, the average rent for   terraced properties rose by 7.2%, while for detached properties, it increased by 6.3%.</p><p>Average rent for one bed properties and three bed properties  rose by 7.1%, while the average for four-or-more bed properties increased by 6.2%.</p>"},{"id":"chart-roomsRental","type":"Chart","chartType":"bar","title":"Change in average rents by bedroom number in Cumberland","subtitle":"Monthly private rental price, annual inflation, August 2026 ","footer":"Source: Price Index of Private Rents from the Office for National Statistics","data":[{"x":7.1,"y":"One bedroom"},{"x":7.1,"y":"Two bedrooms"},{"x":7.1,"y":"Three bedrooms"},{"x":6.2,"y":"Four or more bedrooms"}],"selected":"Cumberland","padding-left":"100","xSuffix":"%"},{"id":"rent_price_third","content":"<p>By how many bedrooms there are in a property, average rents as of August 2026 in Cumberland were:</p><ul> <li>One bedroom: £508</li><li>Two bedrooms: £643</li><li>Three bedrooms: £785</li><li>Four or more bedrooms: £1,093</li></ul><p>Taking the data instead by property type, average rents were: </p><ul> <li>Flats and maisonettes: £585</li><li>Terraced properties: £679</li><li>Semi-detached properties: £759</li><li>Detached properties: £938</li></ul><p>We also publish <a href= \"https://www.ons.gov.uk/peoplepopulationandcommunity/housing/bulletins/privaterentalaffordabilityengland/latest\" rel=\"external\">private rental affordability for local areas in England and Wales</a>, comparing rents to household incomes.</p>"},{"type":"end","content":"<p><a href=\"#section-top\">Back to top</a></p>"},{"id":"ftb","title":"First-time buyers in Cumberland paid £152,000 on average in July 2026","content":"<p>The provisional average price paid by first-time buyers was £152,000 in July 2026. This was higher than the revised July 2025 average of £146,000.</p>"},{"id":"chart-ftb-static","type":"Chart","chartType":"bar-highlight","title":"First-time buyer house price in Cumberland compared with the North West","subtitle":"Average house price for first-time buyers in July 2026","footer":"Source: UK House Price Index from Office for National Statistics and HM Land Registry      ","data":[{"x":151504,"y":"Cumberland"},{"x":192206,"y":"North West"},{"x":245515,"y":"England"},{"x":229302,"y":"Great Britain"}],"selected":"Cumberland","padding-left":"100","xPrefix":"£","note":"","ticks":"3"},{"id":"home-movers","content":"<p>In comparison, home-movers in Cumberland paid an average of £198,000 in July 2026. This was higher than £192,000 a year earlier.</p><p>In July 2026, the average price was £266,000 in the North West and £336,000 in Great Britain.</p><p>We do not produce figures for first-time buyer prices by type of property. Average <a href=\"#house_price_three\">house prices by property type</a>  for price paid data are available above.</p>"},{"type":"end","content":"<p><a href=\"#section-top\">Back to top</a></p>"},{"id":"cash_mortgage","title":"Average house price for mortgage buyers rose in Cumberland","content":"<p>The average price of a home bought with a mortgage in Cumberland was £173,000 in July 2026 (provisional). This was higher than an average of £167,000 in July 2025 (revised).</p><p>Across the North West, the average price of a home bought with a mortgage was £227,000, up from £217,000 a year earlier.</p><p>Across Great Britain, the average price for buying with a mortage in July 2026 was £282,000, which was up slightly from an average of £278,000 in July 2025.</p><p><a href = \"https://www.ons.gov.uk/peoplepopulationandcommunity/housing/articles/howaremonthlymortgagerepaymentschangingingreatbritain/2023-03-08\">Our mortgage calculator</a> shows how monthly repayments are changing at local area level, based on the latest house prices and interest rates.</p>"},{"id":"chart-mortgagecash","type":"Chart","chartType":"bar","title":"Price paid when buying with a mortgage or cash in Cumberland ","subtitle":"Average house price in July 2026 ","footer":"Source: UK House Price Index from Office for National Statistics and HM Land Registry","data":[{"x":172709,"y":"Mortgage price"},{"x":168204,"y":"Cash price"}],"padding-left":"75","padding-right":"50","xPrefix":"£","ticks":"3"},{"id":"cash-comment","content":"<p>For cash buyers in Cumberland, the average was £168,000 in July 2026 (provisional), which was up from a revised figure of £163,000 a year earlier.</p><p>In July 2026, the average was £208,000 in the North West and £259,000 in Great Britain.</p>"},{"type":"end","content":"<p><a href=\"#section-top\">Back to top</a></p>"},{"id":"seemore","title":"More data about Cumberland","content":"<p>Explore more <a href=\"https://www.ons.gov.uk/explore-local-statistics/areas/E06000063\" rel=\"external\">local data for Cumberland</a>.</p>"},{"id":"release","title":"More data on the housing market","content":"<p>This article is regularly updated with the most recent rents and house prices information. The full time series for rental prices can be found in <a href = \"https://www.ons.gov.uk/economy/inflationandpriceindices/datasets/priceindexofprivaterentsukmonthlypricestatistics\"> our associated data releases</a>. The full time series for house prices can be found in the <a href= \"https://www.gov.uk/government/collections/uk-house-price-index-reports\" rel=\"external\"> UK House Price Index reports on gov.uk. </a></p><p>You can also read our most recent <a href = \"https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/privaterentandhousepricesuk/latest\">Private rent and house prices bulletin</a>.</p><p>The methods used to produce the rental prices can be found in the <a href= \"https://www.ons.gov.uk/peoplepopulationandcommunity/housing/methodologies/priceindexofprivaterentsqmi\">Price Index of Private Rents Quality and Methodology Information</a>. The methods used to produce the house prices can be found in the <a href= \"https://www.gov.uk/government/publications/about-the-uk-house-price-index/quality-and-methodology\">House Price Index Quality and Methodology Information</a>.</p>"},{"type":"end","content":"<p><a href=\"#section-top\">Back to top</a></p>"},{"id":"about","title":"About this article","content":"<p>The content in this article is generated using semi-automated journalism, based on rules pre-programmed by Office for National Statistics (ONS) staff.</p><p>This is a new product in Beta release, intended to improve the accessibility of housing market data at local level. <a href=\"mailto: digitalcontent@ons.gov.uk\">Send us feedback about this page</a>  or contact the Housing Market Indices team by emailing <a href = \"mailto: hpi@ons.gov.uk\">hpi@ons.gov.uk</a>. </p><p>Articles are not available for Isles of Scilly and City of London, as the survey samples of the resident population are too small.</p>"}],"place":{"areacd":"E06000063","areanm":"Cumberland","geography":"Unitary Authority","parentcd":"E12000002","parentnm":"North 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