Deposit amount

The amount of the house you want to pay for right away (usually around 15% for first-time buyers).

Conveyance & survey fees

The amount charged by your solicitor to handle the sale and organise the necessary searches and surveys. This can vary depending on the firm you choose, and you could do this yourself.

Other costs

Costs such as removal fees, redecorating, the purchase of new furniture and any up front mortgage fees.

Lending criteria

How much a mortgage provider is prepared to lend you in (how many times income).

Stamp duty (non optional)

This is a mandatory tax when buying a propery above £125,000. We've calculated this and added it to the savings you’ll require. Read more about stamp duty or calculate your stamp duty for a given property.