"Figure 14: The main difference in growth between households' gross savings on a cash basis and a national accounts basis is the adjustment for the change in pension entitlements","" "Contributions to the difference in growth between households’ gross savings on a cash basis and a national accounts basis, seasonally adjusted, UK, Quarter 1 (Jan to Mar) 2017 to Quarter 4 (Oct to Dec) 2019","" "","" "Notes","" "Unit","£ millions" "","" "","Financial Intermediation Services Indirectly Measured (FISIM)","Imputed rental for housing ","Adjustment for the change in pension entitlements","Non-life insurance claims ","Employers' imputed social contributions","Retained earnings attributable to collective investment fund shareholders","Net Financial intermediation services indirectly measured (FISIM)","Operating surplus, gross","Gross saving" "2017 Q1","423","43","-1682","169","-1","21","327","-181","-881" "2017 Q2","145","160","-234","-696","1","19","12","-329","-922" "2017 Q3","145","-33","139","832","-2","19","213","-290","1023" "2017 Q4","46","-170","-890","-188","0","8","-398","424","-1168" "2018 Q1","-798","-293","-638","-94","-1","7","-14","521","-1310" "2018 Q2","-400","-288","437","162","0","13","-195","866","595" "2018 Q3","-474","-208","149","43","-1","21","225","613","368" "2018 Q4","-241","-129","1527","427","1","-2","-161","508","1930" "2019 Q1","665","-358","-1627","-909","0","5","-196","214","-2206" "2019 Q2","577","-294","-423","567","1","28","214","-725","-55" "2019 Q3","71","-246","556","-46","1","18","241","-149","446" "2019 Q4","-369","-173","-1523","-67","-1","18","225","186","-1704"