"Figure 2: Comparisons between latest published saving ratio and cash saving ratio on a net and gross interest basis","" "Quarter 1 (Jan to Mar) 1997 to Quarter 3 (July to Sept) 2015, UK","" "","" "Notes","" "Unit","%" "","" "","Cash saving ratio on a net interest basis","Cash saving ratio on a gross interest basis","Published UKEA saving ratio" "Q1 1997","5.2","4.8","13.5" "Q2 1997","4.5","4.2","13.1" "Q3 1997","3.9","3.6","12.4" "Q4 1997","2.4","2.2","11.6" "Q1 1998","1.7","1.6","12.4" "Q2 1998","1.2","1.1","11.2" "Q3 1998","2.7","2.5","11" "Q4 1998","0.0","0.0","8.1" "Q1 1999","-2.7","-2.5","5.9" "Q2 1999","2.3","2.1","9.9" "Q3 1999","0.3","0.3","8" "Q4 1999","0.3","0.3","9.5" "Q1 2000","-0.9","-0.8","8.6" "Q2 2000","0.1","0.1","8.9" "Q3 2000","1.3","1.2","10.5" "Q4 2000","2.8","2.6","11" "Q1 2001","3.4","3.1","11.5" "Q2 2001","2.3","2.1","10.7" "Q3 2001","2.6","2.4","10.4" "Q4 2001","2.3","2.1","10.5" "Q1 2002","1.4","1.3","9.6" "Q2 2002","2.4","2.3","10.5" "Q3 2002","1.4","1.3","10.1" "Q4 2002","0.3","0.2","9.1" "Q1 2003","1.0","0.9","9.7" "Q2 2003","1.0","0.9","9.1" "Q3 2003","-0.5","-0.4","8.4" "Q4 2003","0.4","0.4","9.1" "Q1 2004","-2.2","-2.1","7.5" "Q2 2004","-1.3","-1.2","7.8" "Q3 2004","-0.9","-0.8","8.6" "Q4 2004","-3.1","-2.8","7.2" "Q1 2005","-4.0","-3.7","6.1" "Q2 2005","-2.4","-2.1","7.4" "Q3 2005","-2.3","-2.1","7.1" "Q4 2005","-2.3","-2.1","7.3" "Q1 2006","-4.3","-3.9","5.9" "Q2 2006","-3.0","-2.7","5.9" "Q3 2006","-1.5","-1.4","7.3" "Q4 2006","-2.8","-2.5","7.5" "Q1 2007","-2.6","-2.3","7.2" "Q2 2007","-4.1","-3.6","7.8" "Q3 2007","-3.3","-2.9","7.7" "Q4 2007","-5.1","-4.5","6.4" "Q1 2008","-6.8","-6.1","4.5" "Q2 2008","-2.8","-2.5","6.3" "Q3 2008","-3.1","-2.8","5.3" "Q4 2008","-0.4","-0.4","7.1" "Q1 2009","-1.5","-1.3","6.1" "Q2 2009","5.7","5.3","10.6" "Q3 2009","4.8","4.4","10.9" "Q4 2009","4.9","4.6","11.5" "Q1 2010","4.9","4.6","11.8" "Q2 2010","2.5","2.3","11.5" "Q3 2010","3.4","3.2","11.9" "Q4 2010","2.4","2.3","11.1" "Q1 2011","1.5","1.4","9.7" "Q2 2011","1.9","1.8","9.4" "Q3 2011","1.4","1.3","8.8" "Q4 2011","0.1","0.1","8.4" "Q1 2012","0.6","0.5","8.7" "Q2 2012","3.1","2.9","9.4" "Q3 2012","2.8","2.7","9.6" "Q4 2012","1.4","1.3","7.3" "Q1 2013","-1.2","-1.1","6.2" "Q2 2013","0.6","0.6","6.9" "Q3 2013","-0.1","-0.1","6.7" "Q4 2013","-2.3","-2.2","5.3" "Q1 2014","-3.6","-3.3","5.7" "Q2 2014","-2.2","-2.0","5.6" "Q3 2014","-3.2","-3.0","5.1" "Q4 2014","-1.4","-1.3","5.3" "Q1 2015","-3.1","-3.0","4.4" "Q2 2015","-1.7","-1.6","4.9" "Q3 2015","-1.7","-1.6","4.4"